Archives: 2019
Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...
Understanding Long-Term Care
Posted: August 15, 2019
It may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...
Am I Too Young To Start Paying For Life Insurance?
Posted: August 13, 2019
People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing life insurance to pay off other debts. The truth is that buying life insurance young can save you money. Typically, the younger you are when you purchase a policy, the less you will pay in premiums. Why It Is Cheaper...
5 Steps To Follow After A Car Accident
Posted: August 6, 2019
No matter how diligently you drive, car accidents are sometimes unavoidable. It is important to know about the following steps to take in case you are involved in a crash. Step 1: Check Yourself & Your Passengers For Injuries If you are injured, call 911, or asked someone else to do so if you are unable. If you have passengers in your vehicle, check to...
Will Dental Insurance Cover Mouth Injuries?
Posted: July 25, 2019
Millions of teeth are knocked out every year in athletic events. Injuries affecting the face and mouth account for a significant number of common sports injuries. If you are active in sports, or if you have children who are, you may be wondering if your dental insurance covers mouth injuries. The answer depends on what kind of coverage you have, and the type of injury...