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Archives: 2019

Can I Have As Many Life Insurance Beneficiaries As I Want?

Can I Have As Many Life Insurance Beneficiaries As I Want?

When you purchase life insurance, choosing your beneficiaries is a challenging yet crucial step in the process. Who to name as your beneficiaries is something only you can decide. You have the option to name more than one beneficiary, which can be accomplished by assigning a percentage of your life insurance benefits among two or more people on your application. There is no set limit...

Understanding Collector Car Insurance

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than...

Am I Drinking Enough Water?

Am I Drinking Enough Water?

As stated by Medical Daily, 75 percent of people in the U.S. today may suffer from chronic dehydration, and most Americans consume far below the recommended amount of water. Look for the following signs of dehydration to find out if you are drinking enough water: You feel thirsty Your skin is dry Your urine is dark You have bad breath You suffer frequent headaches Your...

What Is Graded Death Benefit Life Insurance?

What Is Graded Death Benefit Life Insurance?

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can still get coverage through a graded benefit life insurance plan. How Does...

How To Lower Your Homeowners Insurance Costs

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...