An Honest Discussion About Life Insurance
Posted: June 22, 2021
Talking about life insurance does not need to be morbid or depressing. The discussion can be smooth if you approach the subject right. An estimated 30 percent of families in the USA do not have life insurance, and if your family is part of that 30 percent, it is time to have an honest discussion. We have come up with a few tips on how...
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
Beginner’s Guide to Buy/Sell Protection
Posted: June 13, 2021
It is important to plan for the future of a business, but life can be unpredictable. A buy/sell protection plan is designed to help keep your business secure if the unexpected should occur. What Is a Buy/Sell Agreement? A buy/sell agreement is a contract between business partners, stipulating how a partner’s interest in the business will be reassigned if that partner dies or leaves the...
What Happens to my Regular Health Insurance When I get Medicare?
Posted: June 10, 2021
When you reach age 65, you gain an advantage – you are eligible for Medicare. If you already have health insurance through your employer, through your spouse, or purchased as an individual, it can help to know how Medicare will affect that health insurance. When you sign up with Medicare, it is advised that you get assistance from a local insurance agent, as the process...
The Importance of Reviewing Your Life Insurance Policy
Posted: June 7, 2021
You have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy. Why Review Your Life...
