How Does My Health Impact My Insurance?
Posted: October 14, 2022
The health insurance industry was radically changed with the passage of the Affordable Care Act. Prior to the passage of this law, a person who had a health condition was typically denied insurance coverage – a financial disaster for families, many of whom were forced to file bankruptcy due to medical bills. It was a monumental change in the health insurance industry when the law...
Do I Have to Choose a Beneficiary? What You Need to Know
Posted: October 12, 2022
When you purchase a life insurance policy, you must name a beneficiary, or several. The listed beneficiary is the person who will receive the death benefits should you pass away before you time. A sudden death due to an accident or illness leaves the family bereft, but the life insurance benefit allows them to move forward without suffering serious financial problems. The benefits are not...
What You Should Know Before Becoming an Airbnb Host
Posted: October 11, 2022
Becoming an Airbnb host is an exciting prospect, with a great financial upside. However, it is important to be aware that hosting others on your property comes with added risks. The visitors to your property are unknown to you, and you can’t be completely confident that they will treat your property with respect. You have invested in your property, adding all the features that attract...
3 Things to Consider When Choosing Group Benefits
Posted: September 28, 2022
The employees you want on your team will need benefits. In a tight job market, with competition for talent higher than ever, the benefits you offer matter. When choosing group benefits, several basic issues must be thoroughly evaluated before deciding on what to offer employees: Employee Demographics – Generation Alpha, Gen Z, Millennials, Gen X, Gen Y, or Millennials? Every generation has a different perspective...
Review Your Policy After These Major Life Changes
Posted: September 22, 2022
If you have life insurance, you are in good shape. However, when major life changes occur, it is time to review your policy and update it to suit your new situation. When to Review Your Life Insurance? Several life events will significantly change your life insurance needs. These include: Getting married: Once you are married, your lives are merged into one, sharing finances and personal...
