A Beginner's Guide to Health Insurance Deductibles and Copays
Posted: June 10, 2023
Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...
5 Misconceptions About Life Insurance
Posted: June 7, 2023
Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...
4 Tips on How to Protect Your Home While on Vacation
Posted: June 3, 2023
The summer season is almost here! For many of us, the warm, sunny months are the ideal time to enjoy a vacation. However, before planning a getaway, you should consider what steps you might take to protect your home, so you do not return to find any unpleasant surprises. Personal insurance can be a lifesaver if your home is robbed, vandalized, or affected by a...
Here’s Why Your Company Should Not Overlook Group Dental Insurance
Posted: May 28, 2023
There is nothing employees love more than benefits and, among the most prized employer-provided benefits, are health and dental insurance. In fact, for some of the best employees, these benefits may be non-negotiable. Making dental insurance available to your employees can contribute to higher levels of employee satisfaction, with a positive impact on production. The Importance of Offering Group Dental Insurance There are several reasons...
What You Should Know About Boat Insurance
Posted: May 16, 2023
Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...
