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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...

Activities For Staying Healthy All Summer

Activities For Staying Healthy All Summer

Summer means sunshine, longer days, and more time spent outdoors. It is a great time of year to get active and stay healthy. The following are some things you can do to help you stay active. Take a Dance Lesson: Many clubs across the country offer dance lessons for free or for a small cover charge. You don’t have to be an experienced dancer to...

Protecting Your Home During Thunderstorms

Protecting Your Home During Thunderstorms

Heavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...

How Will My Beneficiary Collect My Life Insurance Money?

How Will My Beneficiary Collect My Life Insurance Money?

When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...

Is A Work-Sponsored Health Insurance Plan My Best Option?

Is A Work-Sponsored Health Insurance Plan My Best Option?

If your employer offers health insurance, that doesn’t necessarily mean you have to buy it. Employees can choose to leave an employer-sponsored group plan in favor of Obamacare – the health insurance market. Do you know your best option? Each one has its pros and cons. What Are the Advantages of Employer-Sponsored Health Insurance? In most cases, workplace health insurance is less costly than an...