Insurance Blog
Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What can I use HSA funds for?
Posted: March 13, 2024
Health Savings Accounts (HSAs) have become a popular tool for managing healthcare costs while enjoying tax advantages. Understanding the scope of qualified medical expenses that can be paid for with HSA funds is crucial for maximizing the benefits of this financial tool. Let’s delve into the specifics of what you can use HSA funds for. Qualified Medical Expenses HSAs are designed to cover a wide...
How Health Insurance Works with Multiple Plans
Posted: March 10, 2024
Navigating the intricacies of health insurance can be challenging, especially when dealing with multiple plans. Understanding how different plans interact is essential for maximizing coverage and avoiding potential pitfalls. This guide provides specific information on how health insurance works when you have multiple plans. Primary and Secondary Coverage When you have multiple health insurance plans, one plan typically serves as the primary coverage, and the...
When to Consider an Irrevocable Life Insurance Trust
Posted: March 7, 2024
Life insurance is a crucial financial tool that provides a safety net for your loved ones in the event of your passing. However, simply purchasing a life insurance policy may not be enough to ensure maximum benefits for your heirs. One strategic approach to consider is setting up an Irrevocable Life Insurance Trust (ILIT). Let’s delve into the key factors that signal when it’s time...
Insurance: Your Spring Break Safety Net
Posted: March 2, 2024
Protect Your Adventure with Travel Insurance As the much-anticipated spring break approaches, many of us are gearing up for a trip or memorable adventure. Whether you are planning a beach retreat, a hiking expedition, or an international escapade, it’s crucial to consider the importance of insurance in safeguarding your spring break experience. Travel insurance is a comprehensive solution that covers a range of unexpected events...
Take the Leap: Group Benefits that Elevate the Employee Experience
Posted: February 28, 2024
Once every four years, we get to experience the unique event of a leap year, which adds an extra day to our calendars, making February a 29-day month. As we approach this rare occurrence, it's worth drawing a parallel between it and the challenge of finding the right employees for your company. Just like a leap year, securing top talents doesn't happen every day, but...