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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do Not Let Your Preventive Care Fall Through the Cracks

Do Not Let Your Preventive Care Fall Through the Cracks

Preventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost since most are covered by your health insurance. That means there is no reason for...

Am I Eligible for Life Insurance if I Have a Chronic Illness?

Am I Eligible for Life Insurance if I Have a Chronic Illness?

If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...

What’s Considered a Natural Disaster, and Am I Covered?

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...

5 Non-Traditional Benefits That Your Employees Will Enjoy

5 Non-Traditional Benefits That Your Employees Will Enjoy

To attract the best employees, your company needs to offer a combination of salary and benefits. As an added enticement, consider offering your workforce non-traditional benefits. Wellness programs. Your workforce appreciates a focus on wellness, such as providing ergonomic furniture, digital health trackers, telehealth programs, or offering online support for weight loss or smoking cessation. A comfortable, modern work environment. The office layout makes a...

Is Joint Life Insurance a Good Idea?

Is Joint Life Insurance a Good Idea?

Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...