Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is It Time To Upgrade My Life Insurance?
Posted: December 7, 2020
It makes sense to purchase life insurance early in life. The younger you are when you buy a policy, the longer you are likely to live and, therefore, the lower your premiums will be. But as time goes by, life changes and other factors can affect your coverage needs. Our experienced agent can review your life insurance policy with you and help you decide if...
Do I Need To Insure My Car During Winter Storage?
Posted: December 1, 2020
It is not uncommon to put a vehicle in storage over the winter months. If you are not planning to use your car during the winter, it makes sense to keep it safe and protected from the harsh weather. It may be tempting to cancel your auto insurance coverage during this time, while your vehicle is not being driven on public roadways. After all, it...
Pros & Cons Of Opening A Flexible Spending Account
Posted: November 28, 2020
Flexible spending accounts (FSAs) are associated with employer-sponsored health insurance plans. They allow you to divert a tax-deferred portion of your earnings into the account, which you can use to pay for certain healthcare-related expenses, including copayments and deductibles, and dependent-care costs. Money in an FSA must be used by the end of the plan year. However, employers may offer a grace period of up...
How Do I Know If I Need Separate Vision Insurance?
Posted: November 25, 2020
Regular eye exams are essential for maintaining the health of the eyes – the organs that make vision possible. Eye exams can also detect underlying health conditions that may otherwise go unnoticed. Depending on your annual vision care costs, you may need separate vision insurance to get the eye and vision care you need. Is Separate Vision Insurance Worth It? You may purchase vision insurance...
Beginner’s Guide To Choosing A Beneficiary
Posted: November 22, 2020
If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...
